Only if you bought the endorsement. Sewer backup is not part of a standard Alberta home policy. It is an optional add-on, and plenty of homeowners discover that for the first time while standing at the top of their basement stairs. If you are reading this dry and comfortable, today is a good day to check your policy documents or call your broker and ask two questions: do I have sewer backup coverage, and what is the limit.
If you have the endorsement, it typically covers cleanup, disinfection, removal of contaminated materials, and reconstruction, minus your deductible. If a backup just happened, coverage or not, do not wade in and do not run any water. Sewage is Category 3 black water and it is a health hazard, full stop. Nonstop Restoration handles sewer backup cleanup across Calgary 24/7 and documents everything for whichever way your coverage lands: (403) 620-8489.